Bergen, Månen

Overtrekket, noen ganger en gammel venn i nøden andre ganger en dårlige kompis på fuktige kvelder, ble kanskje noe overaskende funnet opp i Skotland:

The Royal Bank of Scotland’s most important claim to a place in banking history stems from its innovatory ‘cash-credit’ system from which in due course the simple, effective and flexible ‘overdraft’ was to emerge. If an applicant for a loan, e.g. a newcomer, could produce two or more guarantors of good standing, a ‘cash-credit’ could then be opened in the applicants favour to draw cash (generally notes) as required, interest being payable only on the amount so withdrawn. Glyn Davies, A History of Money, s.275

Se også History of Money from Ancient times to present day.